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Tuesday, October 16 2018

Closing day for your Sanibel or Captiva Island Property!

You have made it to the week of closing on the sale of your property – Great!  You and your Realtor have successfully priced, marketed and negotiated the deal and the moving van is arriving.  The day before closing you get a call from your extremely professional and effective Realtor who gives you the news – “Your closing may be delayed a day or two.” Sanibel real estate closing
Sanibel real estate closing How can this be – you have done everything and your Agent has been on top of the Buyer’s Agent and the buyer’s situation – what happened?
There are a number of scenarios that can occur that may delay a closing.  At the top of the list is delays resulting from the lending process.  Low interest rates have driven up the number of transactions that are being financed.  With recent changes to the lending process (TRID regulations) there are more checks and balances and more waiting periods prior to closing that have made the process a bit more complicated.  Most lenders have the timeline down however if there is any small delay due to a missing document or missing signature, the whole thing can bog down.  In this situation, the seller of the property has very little control and needs to rely on their agent to keep all parties in the loop on where things stand.

Sanibel real estate closing

Sanibel real estate closing

Sanibel real estate closing

Sanibel real estate closing

A second possible cause for delays, and one in which the seller has more control, is ensuring all permits for work done on the property are properly closed out.  If you have had any type of work done on your property that has required a permit to be pulled by the contractor, a new irrigation system, a new hot water heater, new windows installed, for examples, then it is imperative that after inspection, the permit be closed.  Getting an old, expired permit closed is a chore and sometimes quite challenging if the contractor is no longer in business. The Building Department is the source for this information and it is better handled before listing the property.  
Lastly – be sure that when you leave the property, any furnishings or fixtures that were to be left in the house per the contract – are there and functioning.  During that “final walk-through” the buyer and their agent will be checking to be sure that everything is there.  Unfortunately if the movers inadvertently packed the flat screen TV that was supposed to be left, you may, as the seller, be purchasing a new TV in order to close! Sanibel real estate closing
Sanibel real estate closing

It's important to have an experienced Realtor on your side to help you navigate the problems that can pop up during a closing. While you might be frustrated and worried, your Realtor (Me!) has most likely seen problems like yours and knows what to do to get the deal back on track!

Give me a call TODAY and I can put you on the right track to a sucessful closing of your Sanibel or Captiva Island property!

239-691-4915

Sarah Ashton, Broker Associate
ReMax of the Islands
239-691-4915
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Posted by: AT 09:24 am   |  Permalink   |  Email


Servicing the Real Estate Needs of Buyers and Sellers on Sanibel and Captiva Islands.

 
ReMax of the Islands Sarah Ashton
Sarah Ashton Sarah S. Ashton, Broker Associate, Realtor®
ReMax of the Islands
2400 Palm Ridge Road
Sanibel, FL 33957

 

Office Phone: 239.472.2311
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